Terms of Use

Last updated: June 2026

1. Acceptance of These Terms

By using Finance Atlas ("the site"), you agree to these terms. If you do not agree, please do not use the site.

2. Educational Estimates Only

All calculators, figures, articles and other content on this site are provided for general educational purposes only. They are estimates based on standard formulas and published fee caps, and they are not financial advice, a credit quote, a pre-approval, or an offer of any product. Finance Atlas is not a registered Financial Services Provider (FSP) or credit provider.

3. No Reliance

Actual instalments, rates, fees, taxes and costs depend on your personal circumstances, your credit profile, the lender's assessment, and rates and regulations in force at the time. Always obtain a formal quote from your bank or a registered FSP before making financial decisions. You use the information on this site at your own risk.

4. Accuracy and Availability

We work to keep rates, fee caps and tax tables current, but legislation, SARS tables and SARB rates change. We do not warrant that any content is accurate, complete or up to date, and we may change or withdraw any part of the site at any time without notice.

5. Limitation of Liability

To the maximum extent permitted by law, Finance Atlas and its operator will not be liable for any loss or damage of any kind arising from your use of, or reliance on, the site or its content.

6. Intellectual Property

The site's content, design and code are the property of Finance Atlas unless otherwise stated. You may link to the site freely. You may not scrape, reproduce or republish substantial portions of the content without permission.

7. Third-Party Links and Advertising

The site displays advertising served by third parties (including Google AdSense) and may link to external websites. We are not responsible for the content, products or practices of third parties.

8. Governing Law

These terms are governed by the laws of the Republic of South Africa.

9. Contact

Questions about these terms can be sent via the contact page.