Home Loan & Property Calculators
Price your bond, see how extra payments cut years off it, and budget the once-off costs of buying property in South Africa — transfer duty, attorney and Deeds Office fees included.
Home Loan Calculator
Bond repayments with NCA fees, plus how much an extra R500 or R1,000 a month really saves over 20 years.
Open the calculator →Transfer Duty & Bond Costs
The once-off cash you need on top of the price, using the exact SARS 2026/27 transfer duty brackets.
Open the calculator →Bond Affordability Calculator
SoonEnter your salary and see the maximum property price and bond you could qualify for.
Bond vs Rent Calculator
SoonCompare the true long-term cost of buying versus renting the same home.
Home Loans Guides
Plain-language explainers to go with the tools.
Questions
What costs aren't included in the bond repayment?
Transfer duty, attorney and Deeds Office fees, and homeowner's insurance are paid separately from your monthly bond. The Transfer Duty & Bond Costs calculator estimates the once-off cash you'll need.
How much does an extra monthly payment save on a bond?
On a typical R1.5 million bond at prime, an extra R1,000 a month can cut years off the term and save hundreds of thousands of rand in interest. The Home Loan Calculator shows your exact figure.